Commercial Lending

Discover How Our Commercial Bankers Can Help Your Business Reach the Next Level!

Royal Banks of Missouri understands the pressure of running a business in today’s competitive world. To effectively manage and build your business, you need a team you can trust and resources that fit your goals. Royal Banks of Missouri has the financial tools and local support to guide you on your path to business growth.

As a premier community bank, we know the importance of having a reliable financial partner who understands your vision. That is why our Relationship Managers and team of local bankers are dedicated to working directly with you to create meaningful opportunities for your business to achieve success, today and in the future.

We offer personalized loans for all your business needs, from lines of credit secured by corporate assets to construction loans to investment loans and real estate loans. Royal Banks of Missouri will serve as a trusted banking partner to deliver customized products and services to help your business reach the next level.

Lines of Credit

Just like your cash flow needs, your borrowing needs change from day to day. With a revolving line of credit from Royal Banks of Missouri, you will be able to finance your daily operating needs, such as funding receivables, inventory purchases, or payroll and other expenses. The amount available is typically determined by the value of your business assets.

Term Loans

Commercial term loans are typically used to finance the purchase of new equipment or machinery, or even to purchase a new building. Term loans are usually structured with a repayment schedule (monthly, quarterly, or annual) with a term and amortization to match the type of asset financed. Royal Banks of Missouri will work with you to structure a term loan to match your financial needs. You can contact any of our Relationship Managers to begin your borrowing process.

SBA Loans

Royal Banks of Missouri is a certified SBA Lender in the St. Louis region. We can help you prepare the documentation needed to take advantage of the various SBA programs. If you would like more information on SBA loans, please contact us at (314) 212-1500.

Leasing

Sometimes financing a purchase with conventional debt is not a viable option for acquiring addition equipment, which is why leasing becomes a very useful financial tool. Advantages to leasing may include the following:

• Flexible monthly payment amounts
• No added debt on your balance sheet
• Lease payments may be tax deductible

Construction Loans

Royal Banks of Missouri can assist you with your construction financing needs, whether you are developing a new location for your growing business or an investment property to be leased by others.

Contact us to discover how we can help you build boldly with our construction loan options.

Agricultural Loans

We offer competitive loan options for all your farming needs.  From seeds to equipment to real estate, we have local loan officers who are ready to help you make the most of your farm.

For more information on our Commercial Lending products and services, call (314) 212-1500 and ask to speak to a Commercial Relationship Manager.

Meet Our Commercial Regional Market Managers

Royal Banks of Missouri ISAOA 2625 West Clay St. Charles MO 63301.