FDIC-Insured - Backed by the full faith and credit of the U.S. Government
We offer a full range of commercial checking accounts – one is right for your business! Best of all, ALL of our accounts give you access to Cash Management and Online Statements.
Business Checking
Features:
- $100.00 minimum to open
- No Minimum Balance Requirement
- 150 Transactions Free per month (includes all debit/checks, credits/deposits and deposited items). A $0.45 charge will apply for each transaction over 150 per month
Added Benefits:
- Royal Banks of Missouri MasterCard® Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
Regular Commercial Checking
Features:
- $500.00 minimum to open
- $17.50 monthly fee
- Analyzed non-interest bearing account
- Monthly service charge based on activity fee less earning allowance on average daily investable balance.
- Earnings allowance based on 91 T-Bill account rate for the month
- Transaction Fees:
- Credits/Deposits = $0.35 each
- Debits/Checks = $0.15 each
- Deposited Items = $0.10 each
- ACH Items = $0.15 each
Added Benefits:
- Royal Banks of Missouri MasterCard Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- Overdraft protection (subject to application and approval)
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
Organizational Checking
Features:
- $100.00 minimum to open
- $1,000.00 minimum balance to avoid fees
- $10.00 monthly fee for balances below $1,000.00
- Non-interest bearing account
- Transaction Fees – 150 Free – includes all debits/checks, credits/deposits, and deposited items (any transactions over the 150 per month are $0.25 each)
Added Benefits:
- Royal Banks of Missouri MasterCard Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
Business Sweeps
For companies seeking to increase returns on idle cash balances in on seamless customizable cash sweep program. Royal Banks Business Sweep Account is a cost-effective automated cash management tool.
NEW! Business Bill Pay
You can have increased control, greater flexibility and more time to spend on your business. That’s why it pays to check into Business Bill Pay!
Simplify your financial management and focus on what you do best: Running Your Business. Upgrade now and experience the future of hassle-free bill payments!
- Delegate tasks and set permission controls. Set up final approvals so that you can give the go-ahead before any payments are made.
- Make payments more quickly and easily and gain greater control over cash flow.
- Save time by conveniently importing payees from Quicken® or QuickBooks®
- Quicken and QuickBooks © 2010 Intuit Inc. All rights reserved.
- Pay multiple invoices for a single payee all at one time and account for them in a single location.
- Get custom reports with detailed information.
Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $0.55 per item
- Consumer Platform: $5.95/month – 20 included items – $0.40 per item
Debit Card Alerts Now Available
We are pleased to announce Royal Banks of Missouri will enhance our debit card product. You will start receiving e-mail alerts on all your debit card transactions. You can elect to receive text alerts via the electronic device of your choice.
Credit and debit cards are easy targets for fraud. Alerts will provide a method to keep our clients from becoming victims of fraud and help you monitor your account and transactions in a personalized, real-time manner.
At Royal Banks of Missouri, our top priority is the security of your vital account and personal information. This product enhancement features an easier way for you to track and monitor online, point of sale and recurring monthly transactions associated with your Royal Banks of Missouri Debit Card.
If you would like to receive text alerts, please contact us at our Contact Us Page and select the Card Alert option to let us know. Please include your electronic device phone number with your request.
