We offer a full range of commercial checking accounts – one is right for your business! Best of all, ALL of our accounts give you access to Cash Management and Online Statements.

Business Checking
Features:
- $100.00 minimum to open
- No Minimum Balance Requirement
- 150 Transactions Free per month (includes all debit/checks, credits/deposits and deposited items). A $0.45 charge will apply for each transaction over 150 per month
Added Benefits:
- Royal Banks of Missouri MasterCard® Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
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Regular Commercial Checking
Features:
- $500.00 minimum to open
- $17.50 monthly fee
- Analyzed non-interest bearing account
- Monthly service charge based on activity fee less earning allowance on average daily investable balance.
- Earnings allowance based on 91 T-Bill account rate for the month
- Transaction Fees:
- Credits/Deposits = $0.35 each
- Debits/Checks = $0.15 each
- Deposited Items = $0.10 each
- ACH Items = $0.15 each
Added Benefits:
- Royal Banks of Missouri MasterCard Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- Overdraft protection (subject to application and approval)
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
Explains information about Regular Commercial Checking
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Organizational Checking
Features:
- $100.00 minimum to open
- $1,000.00 minimum balance to avoid fees
- $10.00 monthly fee for balances below $1,000.00
- Non-interest bearing account
- Transaction Fees – 150 Free – includes all debits/checks, credits/deposits, and deposited items (any transactions over the 150 per month are $0.25 each)
Added Benefits:
- Royal Banks of Missouri MasterCard Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
Explains information about Organizational Checking
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Business Sweeps
For companies seeking to increase returns on idle cash balances in on seamless customizable cash sweep program. Royal Banks Business Sweep Account is a cost-effective automated cash management tool.
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NEW! Business Bill Pay
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