FDIC-Insured - Backed by the full faith and credit of the U.S. Government
We offer a full range of commercial checking accounts – one is right for your business! Best of all, ALL of our accounts give you access to Cash Management and Online Statements.
Business Checking
Features:
- $100.00 minimum to open
- No Minimum Balance Requirement
- 150 Transactions Free per month (includes all debit/checks, credits/deposits and deposited items). A $0.45 charge will apply for each transaction over 150 per month
Added Benefits:
- Royal Banks of Missouri MasterCard® Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
Regular Commercial Checking
Features:
- $500.00 minimum to open
- $17.50 monthly fee
- Analyzed non-interest bearing account
- Monthly service charge based on activity fee less earning allowance on average daily investable balance.
- Earnings allowance based on 91 T-Bill account rate for the month
- Transaction Fees:
- Credits/Deposits = $0.35 each
- Debits/Checks = $0.15 each
- Deposited Items = $0.10 each
- ACH Items = $0.15 each
Added Benefits:
- Royal Banks of Missouri MasterCard Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- Overdraft protection (subject to application and approval)
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
Organizational Checking
Features:
- $100.00 minimum to open
- $1,000.00 minimum balance to avoid fees
- $10.00 monthly fee for balances below $1,000.00
- Non-interest bearing account
- Transaction Fees – 150 Free – includes all debits/checks, credits/deposits, and deposited items (any transactions over the 150 per month are $0.25 each)
Added Benefits:
- Royal Banks of Missouri MasterCard Business Debit Card
- Royal Banks Digital Banking Services
- Business Bill Pay Tiers:
- Business Platform: $9.95/month – 20 included items – $.55 per item
- Consumer Platform: $5.95/month – 20 included items – $.40 per item
- E-Statements Only
- A $15.00 monthly charge will apply if paper statement is requested
Business Sweeps
For companies seeking to increase returns on idle cash balances in one seamless customizable cash sweeps program, the Royal Banks of Missouri Business Sweeps Account is a cost-effective, automated cash management tool. The Royal Banks Business Sweep account eliminates your need for daily monitoring of checking balances since the investment is automatic.
The Business Sweep Account works within your specific reserve requirements by establishing a target balance for your Royal Banks of Missouri business checking account (Commercial Checking, Business Checking and Organizational Checking).
NEW! Business Bill Pay
You can have increased control, greater flexibility, and more time to spend on your business. That’s why it pays to check into Business Bill Pay from Royal Banks of Missouri.
- PAY bills anywhere, quickly, and easily
- ACCESS bill pay anywhere on your schedule
- SET UP recurring payments for monthly bills
- SAVE time and money by sending electronic payments
Contact Our Treasury Management specialists for more information.
