Personal Savings
Features:
- $100.00 minimum to open
- $6.00 monthly fee for balances below $100.00**
- Easy to balance quarterly statement
- 6 transfers or withdrawals, or checks to third parties are allowed each statement period. There is a $7.12 fee for each check/transfer in excess of the allowed transactions.***
Added Benefits:
- Royal Banks ATM Card
- Access to Royal Banks ATM Network at no cost
- FREE Royal Banks Digital Banking
- Online Statements (eStatements) – see your personal banker for more details
- No annual fee Royal Banks Credit Cards
**$6.00/month fee for balances that fall below $100.00 any day of the month.
***During any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar to a third party. There is a $7.12 fee
for each transaction of this nature in excess of 6 per month.
Apply to Open a New Personal Savings Account!
Stack Up Your Savings! Enroll in Round Up Savings with Royal Banks of Missouri.

Explore the simplicity and convenience of Round Up Savings from Royal Banks of Missouri.
Here’s how it works:
- Pair your Royal Banks checking and savings accounts.
- Each debit card transaction will round up to the next whole dollar. The difference between the transaction total and the whole dollar amount will be added to your savings.
- If you swipe your debit card for a purchase totaling $21.25, you will see $0.75 credited to your savings account. It’s that easy!
- Call (314) 212-1500 or visit a branch near you to learn more details about Round Up Savings.