Spread Cheer this Holiday Season.
Refer a friend to open a new Royal Banks of Missouri Checking Account to enjoy the opportunity for both you and them to earn rewards!
Here’s all you need to do…
- Fill out the Referral Form you receive in an email from Royal Banks of Missouri with your name and that of the friend you refer
- Share the promo code UCITY2025 with your friend
- Send your friend to open a new Royal Banks of Missouri Checking Account online using the promo code (link below)
Once the account is opened, your friend will receive $100.00(2), and you will receive $50.00(1)!
If the friend you refer keeps their account open and receives three direct deposits totaling $1,500 within six months of opening the account, they will receive $200.00(2), and you will receive a $50.00(1) bonus after the first 6 months.
Click Here to Open A New Checking Account
MEMBER FDIC ©2025 Royal Banks of Missouri. All rights reserved. Please be advised that referring customer may become aware that you opened an account with us. (1) Up to $100 Refer-A-Friend – Existing clients are eligible to receive $50 for every new to bank household relationship referred within 15 business days after the new to bank household relationship account is funded. Existing clients will earn another $50 bonus if the original new to bank household relationship account is still open and has met the direct deposit requirements of at least three or more direct deposits with a cumulative total of $1,500 within 6 months of account opening. Existing clients can earn up to $500 every calendar year in Refer-A-Friend Incentives. (2) Up to $300 New to Bank Household Checking Bonus – To receive $100 checking bonus, open a new to bank household relationship eligible personal checking account. Eligible accounts include RoyalChek Checking and E-Global Checking. Deposit $100 or more at account opening; To receive an additional $200 checking bonus, the new bank household relationship account must be in active status and have at least three or more direct deposits with a cumulative total of $1,500 within 6 months of account opening. No minimum balance required for Bonus. Qualifying types of Direct Deposits include Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after new bank household relationship account(s) 1) is open AND 2) has been open for six months. Available to new checking account customers only. Offer is not available to those whose accounts have been closed within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus. Client must use offer code to receive incentive. Offer may only be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. This offer is only good in the University City and St. Louis metro markets. We reserve the right to not open accounts for individuals outside our bank’s market area. Please contact us for further details. Promotion ends 12/31/2025.
