Checking Accounts

Features:

• No monthly fee
• $100.00 minimum to open
• No minimum balance required
• No per-check charge
• Easy-to-balance monthly statements
• Unlimited check writing

Added Benefits:

• Royal Banks of Missouri Mastercard® Debit Card
• Free Royal Banks Digital Banking and Bill Pay
• Access to Royal Banks ATM Network at no cost
• RoyalLine (telephone banking)- 5 Free per month
• Online Statements (eStatements)- See your personal banker for details
• No annual fee Royal Banks Credit Cards (subject to application and approval)

Features:

• $100.00 minimum opening balance
• No minimum balance required once opened
• No monthly service fees
• No per-check charge
• Easily Accessible Online Statements
• Easy-to-balance monthly statements
• Unlimited check writing
• Refunded foreign ATM fees up to $25.00 per qualification cycle (if below requirements are met)

Added Benefits:

• Royal Banks Mastercard® Debit Card
• Free Royal Banks Digital Banking and Bill Pay
• Access to Royal Banks ATM Network at no cost
• RoyalLine (telephone banking)- 5 Free per month
• Online Statements (eStatements)- See your banker for details
• No annual fee Royal Banks Credit Cards (subject to application and approval)

Requirements (per statement cycle) to earn the highest rates of interest:

• Make 12 signature-based debit card transactions per “qualification cycle”
• 12 debit card transactions must be a minimum of $5.00 or greater
• Must be enrolled in Digital or Electronic Statements
• 1 direct deposit and/or ACH debit/credit post

Call (314) 212-1500 or visit a Royal Banks of Missouri branch for more information about current interest rates, applicable fees, and terms.
*$3.00/month fee for paper statements.

Royal Banks of Missouri 2026 E-Global Checking Statement Cycle Dates