FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Royal Banks of Missouri offers a variety of checking and savings accounts for your personal needs.
See below to find the best product to meet your financial goals.
RoyalChek
Features:
- No monthly fee
- $100.00 minimum to open
- No minimum balance required
- Easy-to-balance monthly statements
Added Benefits:
- Royal Banks of Missouri Mastercard® Debit Card
- Free Royal Banks Digital Banking and Bill Pay
- Access to Royal Banks ATM Network at no cost
- RoyalLine (telephone banking)
- Online Statements (eStatements)
- No annual fee Royal Banks Credit Cards (subject to application and approval)
E-Global Checking
Features:
- $100.00 minimum opening balance
- No minimum balance required once opened
- No monthly service fees
- No per-check charge
- Easily Accessible Online Statements
- Easy-to-balance monthly statements
- Unlimited check writing
- Refunded foreign ATM fees up to $25.00 per qualification cycle (if below requirements are met)
Added Benefits:
- Royal Banks Mastercard® Debit Card
- Free Royal Banks Digital Banking and Bill Pay
- Access to Royal Banks ATM Network at no cost
- RoyalLine (telephone banking)- 5 Free per month
- Online Statements (eStatements)- See your banker for details
- No annual fee Royal Banks Credit Cards (subject to application and approval)
Requirements (per statement cycle) to earn the highest rates of interest:
- Make 12 signature-based debit card transactions per “qualification cycle”
- 12 debit card transactions must be a minimum of $5.00 or greater
- Must be enrolled in Digital or Electronic Statements
- 1 direct deposit and/or ACH debit/credit post
Call (314) 212-1500 or visit a Royal Banks of Missouri branch for more information about current interest rates, applicable fees, and terms.
*$3.00/month fee for paper statements.
Personal Savings
Features:
- $100.00 minimum to open
- $6.00 monthly fee for balances below $100.00**
- Easy to balance quarterly statement
- 6 transfers or withdrawals or checks to third parties are allowed each statement period. There is a $7.12 fee for each check/transfer in excess of the allowed transactions.***
Added Benefits:
- Royal Banks ATM Card
- FREE Royal Banks Digital Banking
- Online Statements (eStatements) – see your personal banker for more details
- No annual fee Royal Banks Credit Cards
**$6.00/month fee for balances that fall below $100.00 any day of the month.
***During any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar to a third party. There is a $7.12 fee
for each transaction of this nature in excess of 6 per month.
Stack Up Your Savings! Enroll in Round Up Savings with Royal Banks of Missouri.
Explore the simplicity and convenience of Round Up Savings from Royal Banks of Missouri.
Here’s how it works:
- Pair your Royal Banks checking and savings accounts.
- Each debit card transaction will round up to the next whole dollar. The difference between the transaction total and the whole dollar amount will be added to your savings.
- If you swipe your debit card for a purchase totaling $21.25, you will see $0.75 credited to your savings account. It’s that easy!
- Call (314) 212-1500 or visit a branch near you to learn more details about Round Up Savings.
Debit Cards
The Royal Banks of Missouri Mastercard® Debit Card gives you a fast and easy way to pay! With Royal Banks of Missouri’s Mastercard® Debit Card, you can be worry-free when you make a purchase!
You can elect to receive text or e-mail alerts on all your debit card transactions via the electronic device of your choice. If you wish to opt out, we will reduce your daily transaction availability to $500.00 at both the ATM and point of sale.
Call the CSI Card Services number to activate your card within 30 days:
CSI Card Services 1-877-965-3344
Credit and debit cards are easy targets for fraud. Alerts will help keep our clients from becoming victims of fraud and enable you to monitor your account and transactions in a personalized, real-time manner. At Royal Banks of Missouri, our top priority is the security of your vital account and personal information. This product enhancement provides an easier way for you to track and monitor online, point-of-sale, and recurring monthly transactions associated with your Royal Banks of Missouri Debit Card.
