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Royal Banks of Missouri Online Banking Privacy Statement

Our Privacy Pledge To You

FACTS

WHAT DOES ROYAL BANKS OF MISSOURI DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies chose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Overdraft History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share clients’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their clients’ personal information; the reasons Royal Banks of Missouri chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Royal Banks of Missouri share?

Can you limit this sharing?

For our everyday business purposes---

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

YES

 

 

NO

For our marketing purposes—

To offer our products and services to you

YES

NO

For joint marketing to other financial companies

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes---

Information about your transactions and experiences

 

NO

 

WE DON’T SHARE

For our affiliates’ everyday business purposes---

Information about your creditworthiness

 

NO

 

WE DON’T SHARE

For our affiliates’ to market to you

NO

WE DON’T SHARE

For our nonaffiliates to market to you

NO

WE DON’T SHARE

 

Questions?  Call 314-212-1500 or go to www.royalbanksofmo.com

Who we are

Who is Providing this notice?

Royal Banks of Missouri

What we do

 

How does Royal Banks of Missouri protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Royal Banks of Missouri collect my personal information?

We collect your personal information, for example, when you:

  • Open and account or Deposit Money
  • Pay your bills or Apply for a loan
  • Use your debit card

We also collect personal information form others such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

 

Definitions

 

Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies.

  • Royal Banks of Missouri does not share with affiliates.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • Royal Banks of Missouri does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Royal Banks of Missouri does not jointly market.

 

 

 

 

 

 

 

 


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