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Purchase the Home
of Your Dreams!

Royal Banks of Missouri has the mortgage program designed to meet the needs of your individual financial situation.

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Totally free checking
that treats you
like royalty

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Online Banking

Take care of all your business’ financial needs with just one click!

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Rates

Prime Interest Rate: 3.25%


Checking

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield
Personal Interest Checking**   $1,000 5/16/2013 0.10% 0.10%
(Fees may reduce earnings on all Interest Bearing Checking Accounts.)

Savings

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield
Personal Savings** $100.00   5/16/2013 0.10% 0.10%
Royal Supreme Savings** $0.00 - $49,000.00 $100.00 12/5/2013 0.10% 0.10%
  $50,000.00 and over $50,000.00 12/5/2013 0.39% 0.39%
Commercial Savings     5/16/2013 0.15% 0.15%
(Fees may reduce earnings on all Savings Accounts.)

NOW

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield
Personal Super NOW** $1000 - $2,499 $1,000.00 9/17/2013 0.00% 0.00%
  $2,500 - $9,999 $2,500.00 9/17/2013 0.00% 0.00%
  $10,000 - $24,999 $10,000.00 9/17/2013 0.00% 0.00%
  $25,000 - $49,999 $25,000.00 9/17/2013 0.00% 0.00%
  $50,000 - $99,999 $50,000.00 9/17/2013 0.00% 0.00%
  $100,000 and over $100,000.00 9/17/2013 0.81% 0.81%
(Fees may reduce earnings on all NOW Accounts.)

Money Market

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield
Ultimate Money Market** $1,000 - $2,499 $1,000.00 5/16/2013 0.10% 0.10%
  $2,500 - $9,999 $2,500.00 5/16/2013 0.15% 0.15%
  $10,000 - $24,999 $10,000.00 5/16/2013 0.20% 0.20%
  $25,000 - $49,999 $25,000.00 5/16/2013 0.30% 0.30%
  $50,000 - $99,999 $50,000.00 5/16/2013 0.40% 0.40%
Commercial Money Market** $1,000 - $2,499 $1,000.00 5/16/2013 0.10% 0.10%
  $2,500 - $9,999 $2,500.00 5/16/2013 0.15% 0.15%
  $10,000 - $24,999 $10,000.00 5/16/2013 0.20% 0.20%
  $25,000 - $49,999 $25,000.00 5/16/2013 0.30% 0.30%
  $50,000 - $99,999 $50,000.00 5/16/2013 0.40% 0.40%
(Fees may reduce earnings on all Money Market Accounts.)

CDs & IRAs

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield
3 Month* $1,000.00 - $100,000.00 $1,000.00 5/16/2013 0.10% 0.10%
6 Month* $1,000.00 - $100,000.00 $1,000.00 5/16/2013 0.20% 0.20%
12 Month* $1,000.00 - $100,000.00 $1,000.00 5/16/2013 0.39% 0.39%
18 Month $1,000.00 - $100,000.00 $1,000.00 5/16/2013 0.50% 0.50%
24 Month $1,000.00 - $100,000.00 $1,000.00 5/16/2013 0.60% 0.60%
36 Month $1,000.00 - $100,000.00 $1,000.00 5/16/2013 0.73% 0.73%
48 Months $1,000.00 - $100,000.00 $10,000.00 5/16/2013 1.00% 1.00%
60 Months $1,000.00 - $100,000.00 $1,000.00 5/16/2013 1.20% 1.21%

*Add on provisions allowed on these products. Minimum to add is $500.00. Maximum cap on the CD $100,000
**Rate may change after the account is opened.

      *** Please visit product page for individual account feature and requirements***

"Super Now Account is no longer available as a new account product and existing account holders will be grandfathered"

 

Additional Information

  • Interest checks may be requested on certificates of $10,000.00 or more, which would affect the APY disclosed above.
  • Substantial interest penalty for early withdrawal of Certificate of Deposit and IRA.
  • Additional disclosures for your account are contained on the fee schedule
  • Fees may reduce earnings.
  • Interest rates offered above are subject to change without prior notice.

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