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Skip Navigation LinksPersonal Banking | Home Equity & Other Loans

Home Equity and Other Loans

A Home Equity Line of Credit is a revolving line of credit that works much like a credit card. It is an open ended line of credit that is secured by the equity in your home.

Internet Home Equity Loan Special

2.75% APR for the first year. After the first year, the rate will adjust to Prime Rate, floating (currently 3.25%) as published in the Wall Street Journal with a floor of 4.25% APR.

In order to receive the rate stated above and the terms stated above, borrowers must authorize the use of an ACH from an existing account. If borrower elects not to authorize an ACH, the first year rate shall become 3% APR and the floor shall become 4.5% APR.

Click here to download a Home Equity Loan Application and Disclosures

What you need to know about Home Equity Loans Brochure


Floating Rate Home Equity Line of Credit

The rate on this loan floats with Prime Rate. Are rates going down? If so, you will certainly benefit!

Fixed Rate Home Equity Line of Credit

If you are concerned about the uncertainty of the rate environment, then a fixed rate home equity loan is perfect for you! With this loan, you will be locked into your rate through the term of your loan.

Auto Loans

Royal Banks of Missouri offers car loans for both new and used vehicles. Certain fees may be waived by opening a Royal Banks of Missouri checking account.

Loans Secured by Certificate of Deposit

Fund your loan with your own money. You may also receive a preferential rate at the same time. 


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