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Skip Navigation LinksPersonal Banking | Checking | Kasasa Checking

Kasasa Checking Accounts


Free Kasasa Cash Checking

 

It really is true — earn up to 1.85% APY* on balances up to $15,000 with free Kasasa Cash® checking! That's cold, hard cash for doing a few banking basics you probably do already. Plus, we'll refund your ATM withdrawal fees, nationwide.* that means any ATM is now your ATM. Open your free Kasasa® checking account today.

Details

  • Free checking that pays high interest
    • 1.85% APY* on balances up to $15,000
    • 1.85% to 0.42% APY on balances over $15,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatments
  • Free Mobile Banking
  • Free MasterCard® Debit Card
  • Unlimited check writing
  • $100 minimum deposit to open

It's Easy to Qualify.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 15 debit card purchases post and settle greater than $5.00
  • Have at least 2 Direct Deposits, or ACH credit or ACH payment transaction post and settle

And if you don't meet these qualifications, don't worry.

Your account is still free. You'll also still earn our base interest rate — and you can get right back to earning your full rewards the very next cycle that you qualify.

*$100 minimum deposit is required to open the account. APY = Annual Percentage Yield. APY accurate as of 05/01/2017, rates may change at any time. Reward Information: when your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle (MQC),

(1) you will receive a 1.85% APY on account balances up to $15,000; and balances over $15,000 earn 0.20% APY, resulting in a range from 0.42% to 1.85% APY depending on the account’s balance and

(2) you will receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees imposed by us and other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Receipt of monthly electronic statements (eStatements) is a condition of this account.  The Kasasa Cash account qualifications to be met during a Monthly Qualification Cycle (MQC) are to have:

(1) Fifteen (15) debit card transactions posted to your account, and Greater than $5.00;

(2) Two (2) monthly Direct Deposit or ACH credit/debit posted to your account

When Kasasa Cash account qualifications are not met during a Monthly Qualification Cycle (MQC):

(1) all balances in the account earn 0.05% APY and

(2) ATM withdrawal fees are not refunded. 

Qualification Information: Account transactions may take one or more banking days from transaction date to post and settle the account. ATM-processed transactions and transfers between accounts do not count toward account requirements. “Monthly Qualification Cycle” (MQC), means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the monthly qualification cycle. If the account is closed, you will forfeit any refunds and rewards and refunds that have not been credited to your account.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Limit 1 account per social security number. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. 

 

 Free Kasasa Cash Back Checking

Earn cash back on debit card purchases — up to $6.00 each month* — with free Kasasa Cash Back® checking! Yes, we're serious. We'll pay you money back for things you'd buy anyway. Plus, get refunds on ATM withdrawal fees, nationwide.* No more annoying ATM fees — any ATM is your ATM. Open your free Kasasa® checking account today!

Details

  • Free checking that pays you back
  • 3.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $72 cash back per year, $6 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free Mobile Banking
  • Fee MasterCard® Debit Card
  • Unlimited check writing
  • $100 minimum deposit to open

It's Easy to Qualify.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 15 debit card purchases post and settle $5.00 or Greater
  • Have at least 2 Direct Deposits or ACH credit or ACH payment transaction post and settle

And if you don't meet these qualifications, don't worry.

Your Kasasa Cash Back account is still free. Plus, you can get right back to earning cash rewards the very next cycle that you qualify.

 

*$100.00 minimum deposit is required to open the account. Reward Information: when your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle (MQC),

(1) you will receive 3.00% cash back on up to a total of $200 on debit card purchases that post and settle to the account during that cycle period. A maximum of $6 cash back may be earned per MQC.

(2) you will also receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees imposed by us and other financial institutions and incurred during the MQC in which you qualified.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Receipt of monthly electronic statements (eStatements) is a condition of this account.

The Kasasa Cash Back account qualifications to be met during a Monthly Qualification Cycle (MQC) are to have:

(1) Fifteen (15) debit card transactions posted to your account, and $5.00 or Greater

(2) Two (2) monthly Direct Deposit or ACH credit/debit posted to your account

When Kasasa Cash Back account qualifications are not met during a Monthly Qualification Cycle (MQC):

(1) no cash back payments are made for debit card purchases

(2) ATM withdrawal fees are not refunded

Qualification Information: Account transactions may take one or more banking days from transaction date to post and settle the account. ATM-processed transactions and transfers between accounts do not count toward account requirements. “Monthly Qualification Cycle” (MQC), means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of monthly qualification cycle. If the account is closed, you will forfeit any refunds and rewards and refunds that have not been credited to your account. Rates and rewards are variable and may change after account is opened. Limit 1 account per social security number. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Member FDIC.

 

Free Kasasa Tunes Checking

 We know banking hasn't always been fun. But thanks to Kasasa Tunes®, those days are long gone. Not only is it free checking, it also pays refunds on iTunes®, Amazon®, and Google Play™ purchases. You heard that right — money for music, movies, apps, and more! On top of that, you also receive ATM withdrawal fee refunds, nationwide.* Don't settle for any old account — get one that fits your lifestyle.

Details

  • Free checking that pays you to shop online
  • Earn $10 in refunds for iTunes, Amazon, or Google Play purchases every month*
  • Get $10 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking and Bill Pay  
  • Free eStatements
  • Free Mobile Banking
  • Free MasterCard® Debit Card
  • Unlimited check writing
  • $100 minimum deposit to open

It's Easy to Qualify.

To earn your rewards, just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Have at least 15 debit card purchases post and settle greater than $5.00
  • Have at least 2 Direct Deposits, or ACH credit or ACH payment transaction post and settle

And if you don't meet these qualifications, don't worry.

Your account is still free. You'll also still earn our base interest rate — and you can get right back to earning your full rewards the very next cycle that you qualify.

*Sign-Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $10 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $10 posts and settles to your account. Any portion of the Sign-Up Bonus that is not used within the stated time period will be forfeited.

No minimum balance is required to obtain this bonus. *$100 minimum deposit is required to open the account. Reward Information: when your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle (MQC),

(1) you may earn up to an aggregate total of $10 in refunds for any iTunes, Amazon.com or Google Play purchases.

  • in order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account during a MQC.

(2) In addition, you may receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees imposed by us and other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Receipt of monthly electronic statements (eStatements) is a condition of this account.  The Kasasa Tunes account qualifications to be met during a Monthly Qualification Cycle (MQC) are to have:

(1) Fifteen (15) debit card transactions posted to your account, and;

(2) Two (2) monthly Direct Deposit or ACH credit/debit posted to your account

When Kasasa Tunes qualifications are not met during a Monthly Qualification Cycle (MQC):

(1) iTunes, Amazon.com, Google Play purchases are not refunded

(2) ATM withdrawal fees are not refunded. 

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions and transfers between accounts do not count toward account requirements. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. iTunes, Amazon.com, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the monthly qualification cycle in which these purchases post and settle to your account and the ATM fees were incurred. Monthly rewards expire after 30 days. Rewards are variable and may change after account is opened. If the account is closed, you will forfeit any refunds and rewards that have not been credited to your account. Limit 1 account per social security number. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com Inc. and Google, Inc. are not participants in or sponsors of this program. 


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