A savings account that gives you the interest rate benefits of one of our Certificates of Deposit, while still allowing you to access your money through a Royal Banks branch Mobile Banking, Online Banking, or ATM network.

Features

• $100.00 minimum to open
• $6.00 monthly fee
• High Interest Rate on balances $50,000.00 and over (if you balance drops below $50,000.00 the interest rate will drop to that of the Personal Savings) (Fees may reduce earnings)
• Easy to balance quarterly statement
• Electronic funds transfers in excess of 6 per month are $7.12 each

Benefits

• Royal Banks of Missouri ATM Card available
• FREE Royal Banks Mobile Banking and Online Banking
• Online Statements (eStatements) – see your personal banker for details
• No annual fee Royal Banks Credit Cards (subject to application and approval)