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Interest Rates

Prime Interest Rate: 4.25%


 

Checking

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield

Personal Interest Checking**

$1,000.00

$1000.00

0.10%

0.10%

(Fees may reduce earnings on all Interest Bearing Checking Accounts.)

Savings

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield

Personal Savings**

$100.00

$100.00

5/16/2013

0.10%

0.10%

Royal Supreme Savings**

$0.00 - $49,999.99

$100.00

12/5/2013

0.10%

0.10%

$50,000.00 and over

$50,000.00

12/5/2013

0.39%

0.39%

Commercial Savings

5/16/2013

0.15%

0.15%

NOW

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield

Personal Super NOW**

$1,000.00 - $2,499.99

$1,000.00

3/20/2017

0.00%

0.00%

$2,500.00 - $9,999.99

$2,500.00

3/20/2017

0.00%

0.00%

$10,000.00 - $24,999.99

$10,000.00

3/20/2017

0.00%

0.00%

$25,000.00 - $49,999.99

$25,000.00

3/20/2017

0.00%

0.00%

$50,000.00 - $99,999.99

$50,000.00

3/20/2017

0.00%

0.00%

$100,000.00 and over

$100,000.00

3/20/2017

1.00%

1.00%

Money Market

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield

Ultimate Money Market**

$1,000.00 - $2,499.99

$1,000.00

5/16/2013

0.10%

0.10%

$2,500.00 - $9,999.99

$2,500.00

5/16/2013

0.15%

0.15%

$10,000.00 - $24,999.99

$10,000.00

5/16/2013

0.20%

0.20%

$25,000.00 - $49,999.99

$25,000.00

5/16/2013

0.30%

0.30%

$50,000.00 - $99,999.99

$50,000.00

5/16/2013

0.40%

0.40%

Commercial Money Market**

$1,000.00 - $2,499.99

$1,000.00

5/16/2013

0.10%

0.10%



$2,500.00 - $9,999.99

$2,500.00

5/16/2013

0.15%

0.15%



$10,000.00 - $24,999.99

$10,000.00

5/16/2013

0.20%

0.20%



$25,000.00 - $49,999.99

$25,000.00

5/16/2013

0.30%

0.30%



$50,000.00 - $99,999.99

$50,000.00

0.40%

0.40%



(Fees may reduce earnings on all Money Market Accounts.)

CDs & IRAs

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield

3 Month*

$1,000.00 - $100,000.00

$1,000.00

5/16/2013

0.10%

0.10%

6 Month*

$1,000.00 - $100,000.00

$1,000.00

5/16/2013

0.20%

0.20%

12 Month*

$1,000.00 - $100,000.00

$1,000.00

5/16/2013

0.39%

0.39%

18 Month

$1,000.00 - $100,000.00

$1,000.00

5/16/2013

0.50%

0.50%

24 Month

$1,000.00 - $100,000.00

$1,000.00

5/16/2013

0.60%

0.60%

36 Month

$1,000.00 - $100,000.00

$1,000.00

5/16/2013

0.73%

0.73%

48 Months

$1,000.00 - $100,000.00

$1,000.00

5/16/2013

1.00%

1.00%

60 Months

$1,000.00 - $100,000.00

$1,000.00

5/16/2013

1.20%

1.21%

*Allowed to add to CD. Minimum to add is $500.00. Maximum cap on the CD $100,000
**Rate may change after the account is opened.

Please visit product page for individual account feature and requirements

  • Currently offering a 15 Month Floating Rate CDClick for More Information
  • Super Now Account is no longer available as a new account product and existing account holders will be grandfathered

Additional Information

  • Interest checks may be requested on certificates of $10,000.00 or more, which would affect the APY disclosed above.
  • Substantial interest penalty for early withdrawal of Certificate of Deposit and IRA.
  • Additional disclosures for your account are contained on the fee schedule
  • Fees may reduce earnings.
  • Interest rates offered above are subject to change without prior notice.