Prime Interest Rate: 4.75%
Online Bankingfinance banking concept
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
Personal Interest Checking** | $1,000.00 | $1,000.00 | 04/19/2018 | 0.25% | 0.25% |
(Fees may reduce earnings on all Interest Bearing Checking Accounts.) |
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
Personal Savings** | $100.00 | $100.00 | 04/19/2018 | 0.25% | 0.25% |
Royal Supreme Savings** | $0.00 - $49,999.99 | $100.00 | 04/19/2018 | 0.25% | 0.25% |
$50,000.00 and over | $50,000.00 | 04/19/2018 | 0.50% | 0.50% | |
Commercial Savings | 04/19/2018 | 0.50% | 0.50% |
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
Personal Super NOW** | $1,000.00 - $99,999.99 | $100,000.00 | 09/27/2018 | 0.00% | 0.00% |
minimum balance $100,000 | $100,000.00 and over | $100,000.00 | 09/27/2018 | 1.32% | 1.33% |
to avoid $10 service charge |
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
Platinum Money Market *** | $0.00 - $99,999.00 | $0.00 | 11/01/2019 | 0.00% | 0.00% |
(25% of WSJ Prime) | $100,000.00 - $199,000.00 | $100,000.00 | 11/01/2019 | 1.19% | 1.20% |
(30% of WSJ Prime) | $200,000.00 and above | $200,000.00 | 11/01/2019 | 1.43% | 1.44% |
Ultimate Money Market** | $1,000.00 - $2,499.99 | $1,000.00 | 04/19/2018 | 0.25% | 0.25% |
$2,500.00 - $9,999.99 | $2,500.00 | 04/19/2018 | 0.25% | 0.25% | |
$10,000.00 - $24,999.99 | $10,000.00 | 10/04/2018 | 0.75% | 0.75% | |
$25,000.00 - $49,999.99 | $25,000.00 | 10/04/2018 | 0.85% | 0.85% | |
$50,000.00 - $99,999.99 | $50,000.00 | 10/04/2018 | 1.05% | 1.06% | |
Commercial Money Market** | $1,000.00 - $2,499.99 | $1,000.00 | 04/19/2018 | 0.25% | 0.25% |
$2,500.00 - $9,999.99 | $2,500.00 | 04/19/2018 | 0.25% | 0.25% | |
$10,000.00 - $24,999.99 | $10,000.00 | 10/04/2018 | 0.45% | 0.45% | |
$25,000.00 - $49,999.99 | $25,000.00 | 10/04/2018 | 0.55% | 0.55% | |
$50,000.00 - $99,999.99 | $50,000.00 | 10/04/2018 | 0.65% | 0.65% | |
(Fees may reduce earnings on all Money Market Accounts.) |
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
3 Month* | $1,000.00 - $250,000.00 | $1,000.00 | 05/10/2018 | 0.30% | 0.30% |
6 Month* | $1,000.00 - $250,000.00 | $1,000.00 | 05/10/2018 | 0.75% | 0.75% |
12 Month* | $1,000.00 - $250,000.00 | $1,000.00 | 11/08/2019 | 1.99% | 2.00% |
18 Month | $1,000.00 - $250,000.00 | $1,000.00 | 05/10/2018 | 1.25% | 1.26% |
24 Month | $1,000.00 - $250,000.00 | $1,000.00 | 11/08/2019 | 2.18% | 2.20% |
36 Month | $1,000.00 - $250,000.00 | $1,000.00 | 04/29/2019 | 2.62% | 2.65% |
48 Month | $1,000.00 - $250,000.00 | $1,000.00 | 05/10/2018 | 1.90% | 1.91% |
60 Month | $1,000.00 - $250,000.00 | $1,000.00 | 05/10/2018 | 2.20% | 2.22% |
*Allowed to add to CD. Minimum to add is $500.00.
**Rate may change after the account is opened.
***The Prime Rate index is based on The Wall Street Journal’s Prime Rate, effective as of 10/31/2019, which is currently 4.75%. All APY’s are subject to change at any time without notice after the account is opened. FDIC insurance is up to $250,000.00 per depositor, per insured bank, for each ownership category. Fees may reduce earnings on this account.
Please visit product page for individual account feature and requirements
Bank anytime and anywhere with Mobile Banking.
Royal Banks of Missouri has the mortgage program designed to meet the needs of your individual financial situation.
Totally free checking that treats you like royalty
