Interest Rates

Prime Interest Rate: 4.75%

Type of Deposit	Balance Levels	Minimum Balance	Effective Date	Interest Rate	Annual Percentage Yield
Personal Interest Checking**	$1,000.00	$1,000.00	04/19/2018	0.25%	0.25%
(Fees may reduce earnings on all Interest Bearing Checking Accounts.)

Type of Deposit	Balance Levels	Minimum Balance	Effective Date	Interest Rate	Annual Percentage Yield
Personal Savings**	$100.00	$100.00	04/19/2018	0.25%	0.25%
Royal Supreme Savings**	$0.00 - $49,999.99	$100.00	04/19/2018	0.25%	0.25%
Royal Supreme Savings**	$50,000.00 and over	$50,000.00	04/19/2018	0.50%	0.50%
Commercial Savings			04/19/2018	0.50%	0.50%

Type of Deposit	Balance Levels	Minimum Balance	Effective Date	Interest Rate	Annual Percentage Yield
Personal Super NOW**	$1,000.00 - $99,999.99	$100,000.00	04/19/2018	0.00%	0.00%
minimum balance $100,000	$100,000.00 and over	$100,000.00	04/19/2018	1.06%	1.07%
to avoid $10 service charge

Type of Deposit	Balance Levels	Minimum Balance	Effective Date	Interest Rate	Annual Percentage Yield
Ultimate Money Market**	$1,000.00 - $2,499.99	$1,000.00	04/19/2018	0.25%	0.25%
	$2,500.00 - $9,999.99	$2,500.00	04/19/2018	0.25%	0.25%
	$10,000.00 - $24,999.99	$10,000.00	04/19/2018	0.45%	0.45%
	$25,000.00 - $49,999.99	$25,000.00	04/19/2018	0.55%	0.55%
	$50,000.00 - $99,999.99	$50,000.00	04/19/2018	0.75%	0.75%
Commercial Money Market**	$1,000.00 - $2,499.99	$1,000.00	04/19/2018	0.25%	0.25%
	$2,500.00 - $9,999.99	$2,500.00	04/19/2018	0.25%	0.25%
	$10,000.00 - $24,999.99	$10,000.00	04/19/2018	0.30%	0.30%
	$25,000.00 - $49,999.99	$25,000.00	04/19/2018	0.40%	0.40%
	$50,000.00 - $99,999.99	$50,000.00	04/19/2018	0.50%	0.50%
	(Fees may reduce earnings on all Money Market Accounts.)

Type of Deposit	Balance Levels	Minimum Balance	Effective Date	Interest Rate	Annual Percentage Yield
3 Month*	$1,000.00 - $100,000.00	$1,000.00	03/22/2018	0.10%	0.10%
6 Month*	$1,000.00 - $100,000.00	$1,000.00	03/22/2018	0.20%	0.20%
12 Month*	$1,000.00 - $100,000.00	$1,000.00	03/22/2018	0.39%	0.39%
18 Month	$1,000.00 - $100,000.00	$1,000.00	03/22/2018	0.50%	0.50%
24 Month	$1,000.00 - $100,000.00	$1,000.00	03/22/2018	0.60%	0.60%
36 Month	$1,000.00 - $100,000.00	$1,000.00	03/22/2018	0.73%	0.73%
48 Months	$1,000.00 - $100,000.00	$1,000.00	03/22/2018	1.00%	1.00%
60 Months	$1,000.00 - $100,000.00	$1,000.00	03/22/2018	1.20%	1.21%

*Allowed to add to CD. Minimum to add is $500.00. Maximum cap on the CD $100,000
**Rate may change after the account is opened.

Please visit product page for individual account feature and requirements

Currently offering a 15 Month Floating Rate CD. CLICK HERE for More Information
Super Now Account is no longer available as a new account product and existing account holders will be grandfathered

Interest checks may be requested on certificates of $10,000.00 or more, which would affect the APY disclosed above.
Substantial interest penalty for early withdrawal of Certificate of Deposit and IRA.
Additional disclosures for your account are contained on the fee schedule
Fees may reduce earnings.
Interest rates offered above are subject to change without prior notice.

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