Prime Interest Rate: 5.25%
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| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
Personal Interest Checking** | $1,000.00 | $1,000.00 | 04/19/2018 | 0.25% | 0.25% |
(Fees may reduce earnings on all Interest Bearing Checking Accounts.) |
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
Personal Savings** | $100.00 | $100.00 | 04/19/2018 | 0.25% | 0.25% |
Royal Supreme Savings** | $0.00 - $49,999.99 | $100.00 | 04/19/2018 | 0.25% | 0.25% |
$50,000.00 and over | $50,000.00 | 04/19/2018 | 0.50% | 0.50% | |
Commercial Savings | 04/19/2018 | 0.50% | 0.50% |
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
Personal Super NOW** | $1,000.00 - $99,999.99 | $100,000.00 | 09/27/2018 | 0.00% | 0.00% |
minimum balance $100,000 | $100,000.00 and over | $100,000.00 | 09/27/2018 | 1.32% | 1.33% |
to avoid $10 service charge |
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
Platinum Money Market *** | $0.00 - $99,999.00 | $0.00 | 08/02/2019 | 0.00% | 0.00% |
(25% of WSJ Prime) | $100,000.00 - $199,000.00 | $100,000.00 | 08/02/2019 | 1.32% | 1.33% |
(30% of WSJ Prime) | $200,000.00 and above | $200,000.00 | 08/02/2019 | 1.58% | 1.59% |
Ultimate Money Market** | $1,000.00 - $2,499.99 | $1,000.00 | 04/19/2018 | 0.25% | 0.25% |
$2,500.00 - $9,999.99 | $2,500.00 | 04/19/2018 | 0.25% | 0.25% | |
$10,000.00 - $24,999.99 | $10,000.00 | 10/04/2018 | 0.75% | 0.75% | |
$25,000.00 - $49,999.99 | $25,000.00 | 10/04/2018 | 0.85% | 0.85% | |
$50,000.00 - $99,999.99 | $50,000.00 | 10/04/2018 | 1.05% | 1.06% | |
Commercial Money Market** | $1,000.00 - $2,499.99 | $1,000.00 | 04/19/2018 | 0.25% | 0.25% |
$2,500.00 - $9,999.99 | $2,500.00 | 04/19/2018 | 0.25% | 0.25% | |
$10,000.00 - $24,999.99 | $10,000.00 | 10/04/2018 | 0.45% | 0.45% | |
$25,000.00 - $49,999.99 | $25,000.00 | 10/04/2018 | 0.55% | 0.55% | |
$50,000.00 - $99,999.99 | $50,000.00 | 10/04/2018 | 0.65% | 0.65% | |
(Fees may reduce earnings on all Money Market Accounts.) |
| Type of Deposit | Balance Levels | Minimum Balance | Effective Date | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
3 Month* | $1,000.00 - $100,000.00 | $1,000.00 | 05/10/2018 | 0.30% | 0.30% |
6 Month* | $1,000.00 - $100,000.00 | $1,000.00 | 05/10/2018 | 0.75% | 0.75% |
12 Month* | $1,000.00 - $100,000.00 | $1,000.00 | 08/31/2018 | 2.20% | 2.22% |
18 Month | $1,000.00 - $100,000.00 | $1,000.00 | 05/10/2018 | 1.25% | 1.26% |
24 Month | $1,000.00 - $100,000.00 | $1,000.00 | 10/04/2018 | 2.55% | 2.57% |
36 Month | $1,000.00 - $100,000.00 | $1,000.00 | 04/29/2019 | 2.62% | 2.65% |
48 Month | $1,000.00 - $100,000.00 | $1,000.00 | 05/10/2018 | 1.90% | 1.91% |
60 Month | $1,000.00 - $100,000.00 | $1,000.00 | 05/10/2018 | 2.20% | 2.22% |
*Allowed to add to CD. Minimum to add is $500.00. Maximum cap on the CD $100,000
**Rate may change after the account is opened.
***The Prime Rate index is based on The Wall Street Journal’s Prime Rate, effective as of 08/02/2019, which is currently 5.25%. All APY’s are subject to change at any time without notice after the account is opened. FDIC insurance is up to $250,000.00 per depositor, per insured bank, for each ownership category. Fees may reduce earnings on this account.
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