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Interest Rates

Prime Interest Rate: 5.25%


 

Checking

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield

Personal Interest Checking**

$1,000.00

$1,000.00

04/19/2018

0.25%

0.25%

(Fees may reduce earnings on all Interest Bearing Checking Accounts.)

Savings

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield

Personal Savings**

$100.00

$100.00

04/19/2018

0.25%

0.25%

Royal Supreme Savings**

$0.00 - $49,999.99

$100.00

04/19/2018

0.25%

0.25%

$50,000.00 and over

$50,000.00

04/19/2018

0.50%

0.50%

Commercial Savings

04/19/2018

0.50%

0.50%

NOW

Type of Deposit Balance Levels Minimum Balance Effective Date Interest Rate Annual Percentage Yield

Personal Super NOW**

$1,000.00 - $99,999.99

$100,000.00

09/27/2018

0.00%

0.00%

minimum balance $100,000

$100,000.00 and over

$100,000.00

09/27/2018

1.32%

1.33%

to avoid $10 service charge

Money Market

Type of DepositBalance LevelsMinimum BalanceEffective DateInterest RateAnnual Percentage Yield

Platinum Money Market ***

$0.00 - $99,999.00

$0.00

09/27/2018

0.00%

0.00%

(25% of WSJ Prime)

$100,000.00 - $199,000.00

$100,000.00

09/27/2018

1.32%

1.33%

(30% of WSJ Prime)

$200,000.00 and above

$200,000.00

09/27/2018

1.58%

1.59%













Ultimate Money Market**

$1,000.00 - $2,499.99

$1,000.00

04/19/2018

0.25%

0.25%



$2,500.00 - $9,999.99

$2,500.00

04/19/2018

0.25%

0.25%



$10,000.00 - $24,999.99

$10,000.00

10/04/2018

0.75%

0.75%



$25,000.00 - $49,999.99

$25,000.00

10/04/2018

0.85%

0.85%



$50,000.00 - $99,999.99

$50,000.00

10/04/2018

1.05%

1.06%














Commercial Money Market**

$1,000.00 - $2,499.99

$1,000.00

04/19/2018

0.25%

0.25%



$2,500.00 - $9,999.99

$2,500.00

04/19/2018

0.25%

0.25%



$10,000.00 - $24,999.99

$10,000.00

10/04/2018

0.45%

0.45%



$25,000.00 - $49,999.99

$25,000.00

10/04/2018

0.55%

0.55%



$50,000.00 - $99,999.99

$50,000.00

10/04/2018

0.65%

0.65%



(Fees may reduce earnings on all Money Market Accounts.)






CDs & IRAs

Type of DepositBalance LevelsMinimum BalanceEffective DateInterest RateAnnual Percentage Yield

3 Month*

$1,000.00 - $100,000.00

$1,000.00

05/10/2018

0.30%

0.30%

6 Month*

$1,000.00 - $100,000.00

$1,000.00

05/10/2018

0.75%

0.75%

12 Month*

$1,000.00 - $100,000.00

$1,000.00

08/31/2018

2.20%

2.22%

18 Month

$1,000.00 - $100,000.00

$1,000.00

05/10/2018

1.25%

1.26%

24 Month

$1,000.00 - $100,000.00

$1,000.00

10/04/2018

2.55%

2.57%

36 Month

$1,000.00 - $100,000.00

$1,000.00

10/04/2018

2.80%

2.83%

48 Month

$1,000.00 - $100,000.00

$1,000.00

05/10/2018

1.90%

1.91%

60 Month

$1,000.00 - $100,000.00

$1,000.00

05/10/2018

2.20%

2.22%

*Allowed to add to CD. Minimum to add is $500.00. Maximum cap on the CD $100,000

**Rate may change after the account is opened.

***The Prime Rate index is based on The Wall Street Journal’s Prime Rate, effective as of 09/27/2018, which is currently 5.25%. All APY’s are subject to change at any time without notice after the account is opened. FDIC insurance is up to $250,000.00 per depositor, per insured bank, for each ownership category. Fees may reduce earnings on this account.

Please visit product page for individual account feature and requirements

  • Currently offering CD specials on 13 and 25 month CD terms. CLICK HERE for More Information
  • Super Now Account is no longer available as a new account product and existing account holders will be grandfathered

Additional Information

  • Interest checks may be requested on certificates of $10,000.00 or more, which would affect the APY disclosed above.
  • Substantial interest penalty for early withdrawal of Certificate of Deposit and IRA.
  • Additional disclosures for your account are contained on the fee schedule
  • Fees may reduce earnings.
  • Interest rates offered above are subject to change without prior notice.