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Checking

RoyalChek

A, basic, free checking account that comes with free Digital Banking, Bill Pay, MasterCard Debit™ card, and unlimited access to the Royal Banks of Missouri ATM network (over 200 ATMs nationwide).

 


 

Features:

  • No monthly fee
  • $100.00 minimum to open
  • No minimum balance required
  • No per-check charge
  • Easy-to-balance monthly statements
  • Unlimited check writing

Added Benefits:

Check Extra Plus

The “Plus” says it all. Get all the RoyalChek account benefits, plus a whole lot more!

 

 


 

Features:

  • $100.00 minimum opening balance
  • No minimum balance required
  • Interest-Bearing Account
  • $6.00 monthly fee
  • No per-check charge
  • Free personalized checks- as long as the account is active
  • Check Imaging- allowed 6 per month at no charge
  • Unlimited check writing
  • Easy-to-balance monthly statement

Added Benefits:

  • Free Money Orders
  • 3 Free Official Checks per month
  • Royal Banks MasterCard™ Debit Card
  • Free Royal Banks Digital Banking and Bill Pay
  • Access to Royal Banks ATM Network at no cost
  • RoyalLine (telephone banking)- 5 free per month
  • Online Statements (eStatement)- ask your personal banker for details
  • 0.125% Premium on any Time Deposit Account that is opened with this account
  • Save $100.00 off the closing cost of a Mortgage Loan
  • No closing cost on Home Equity Loans
  • No annual fee on Royal Bank Credit Cards (subject to application and approval)
  • Receive a 0.25% discount from current rates on Royal Banks Consumer Loans when you arrange automatic debit from your Royal Banks Check Extra Plus Account

Interest Checking

An interest-bearing account that gives you easy access to your money through ATMs, Digital Banking, and Bill Pay. The low monthly checking fee can be waived by maintaining a qualifying account balance. It’s the best value for your money!


 

Features:

  • $100.00 minimum to open
  • $1,000.00 minimum balance to avoid monthly fee
  • $10.00 monthly fee for balances below $1,000.00
  • Interest-Bearing Account– interest earned on daily collected balance (Fees may reduce earnings)
  • No per-check charge
  • Check Imaging
  • Easy-to-balance monthly statement

Added Benefits:

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