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Checking

RoyalChek

A, basic, free checking account that comes with free Digital Banking, Bill Pay, MasterCard Debit™ card, and unlimited access to the Royal Banks of Missouri ATM network (over 200 ATMs nationwide).

 

Features:

  • No monthly fee
  • $100.00 minimum to open
  • No minimum balance required
  • No per-check charge
  • Easy-to-balance monthly statements
  • Unlimited check writing

Added Benefits:

Check Extra Plus

The “Plus” says it all. Get all the RoyalChek account benefits, plus a whole lot more!

 

 

 

Features:

  • $100.00 minimum opening balance
  • No minimum balance required
  • Interest-Bearing Account
  • $6.00 monthly fee
  • No per-check charge
  • Free personalized checks- as long as the account is active
  • Check Imaging- allowed 6 per month at no charge
  • Unlimited check writing
  • Easy-to-balance monthly statement

Added Benefits:

  • Free Money Orders
  • 3 Free Official Checks per month
  • Royal Banks MasterCard™ Debit Card
  • Free Royal Banks Digital Banking and Bill Pay
  • Access to Royal Banks ATM Network at no cost
  • RoyalLine (telephone banking)- 5 free per month
  • Online Statements (eStatement)- ask your personal banker for details
  • 0.125% Premium on any Time Deposit Account that is opened with this account
  • Save $100.00 off the closing cost of a Mortgage Loan
  • No closing cost on Home Equity Loans
  • No annual fee on Royal Bank Credit Cards (subject to application and approval)
  • Receive a 0.25% discount from current rates on Royal Banks Consumer Loans when you arrange automatic debit from your Royal Banks Check Extra Plus Account

Interest Checking

An interest-bearing account that gives you easy access to your money through ATMs, Digital Banking, and Bill Pay. The low monthly checking fee can be waived by maintaining a qualifying account balance. It’s the best value for your money!

Features:

  • $100.00 minimum to open
  • $1,000.00 minimum balance to avoid monthly fee
  • $10.00 monthly fee for balances below $1,000.00
  • Interest-Bearing Account– interest earned on daily collected balance (Fees may reduce earnings)
  • No per-check charge
  • Check Imaging
  • Easy-to-balance monthly statement

Added Benefits:

Digital Banking

Bank anytime and anywhere with Digital Banking.

Learn More

Purchase the Home of Your Dreams

Royal Banks of Missouri has the mortgage program designed to meet the needs of your individual financial situation.

Mortgage Lending

Video Banking

Video Chat LIVE and bank with us from anywhere!

Learn More

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