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 Business SolutionsBusiness Solutions

Skip Navigation LinksBusiness Solutions | Business Credit Cards

Royal Banks of Missouri Business Credit Cards

Business Card

  • 0% introductory rate for 6-months good on purchases
  • $0 fraud liability - If your card is lost or stolen, the customer owes nothing
  • No annual fee with one purchase per year
  • A business can offer as many credit cards as they wish to the employees of the business
  • If the business needs a credit limit over $25,000.000, the last two years of audited financial statements, balance sheet and income statement must be included.
  • The business owner sets individual limits for each of the employee card holders
  • Visa offers employee misuse insurance free of charge to all business owners. If an employee uses the business card for personal purchases, Visa will reimburse the business owner for those transactions if that employee is no longer employed at that business.
  • All business cards are centrally billed, unless requested for individual billing. Central billing sends one consolidated billing statement each month with all cardholders and individual expenses listed. The business can then submit one payment by the due date to avoid late charges.

Business Travel Card

  • 0% introductory rate for 6-months good on purchases
  • $0 Fraud Liability - If your card is lost or stolen, the customer owes nothing
  • No annual fee with one purchase per year
  • A business can offer as many credit cards as They wish to the employees of the business
  • If the business needs a credit limit over $25,000.00, the last two years of audited financial statements, balance sheets and income statements must be included.
  • The business owner can set individual credit limits for each of his employees
  • Visa offers employee misuse insurance free of charge to all business owners. If an employee uses the business card for personal purchases, Visa will reimburse the business owner for those transactions if that employee is no longer with that business.
  • All business cards are centrally billed unless requested for individual billing. Central billing sends one consolidated billing statement each month will all the card holders and individual expenses listed.  The business can then submit one payment by the due date in order to avoid late charges.
  • Earn rewards such as airline travel, hotel nights, rental cars, restaurant and store gift cards, travel luggage, and electronics. Redemptions start at 5000 points

There is a travel fee of $55 per year per cardholder.  Upon approval, the cardholder receives a 2500-point enrollment bonus to jump start point.


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