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User name:

couple meeting financial advisor

Regular Commercial Checking

A checking account designed for businesses that have more activity than that of a business checking account.  You receive an earnings credit for the monthly investable balance in your account each month.


  • $500.00 minimum to open
  • $17.50 monthly fee
  • Analyzed non-interest bearing account
  • Monthly service charge based on activity fee less earning allowance on average daily investable balance.
  • Earnings allowance based on 91 T-Bill account rate for the month
  • Transaction Fees
    • Credits/Deposits = $0.35 each
    • Debits/Checks = $0.15 each
    • Deposited Items = $0.10 each
    • ACH Items = $0.15 each


  • Royal Banks of Missouri MasterCard Business Debit Card
  • Royal Banks Online Services (Online Banking, Bill Pay $5.95 Monthly, Cash Management $45.00 Monthly)
  • Overdraft protection (subject to application and approval)