About Us
Majestic Checking
Looking for a checking account that rewards you for the things that you already do? The Royal Banks of Missouri Majestic Checking Account was designed to do just that! It is a totally free checking account that pays you an unheard of interest rate and as if that wasn't enough, it also gives you access to ATM's Nationwide.* All you have to do is meet 3 simple and free requirements each statement cycle!
Click Here to open a Majestic Checking Account!
Features
- $100.00 minimum to open
- No minimum balance once opened
- No monthly service fee
- 5.10% APY earned on daily collected balances up to $24,999**
(Fees may reduce earnings)
- Access to ATM's Nationwide*
- Easily accessible Online Statements (e-Statements)
Added Benefits
- Royal Banks MasterCard® Debit Card
- FREE Royal Banks Online Banking and Bill Pay
- No annual fee Royal Banks credit cards (subject to application and approval)
Requirements (per statement cycle) to Receive 5.10% APY
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10 Point of Sale Debit Card Transactions
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1 Direct Deposit and/or ACH Debit/Credit
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E-Statement (must provide valid e-mail address)
* If you meet the above requirements each statement cycle, you will be refunded up to $25.00 in Forgein ATM service charges at the end of the current statement cycle. If you fail to meet the above requirements, all Forgein ATM fees incurred will not be refunded.
** 5.10% APY will be paid on balances up to $24,999. For balances over $25,000, a rate of 2.00% APY will be applied to the portion of the balance that exceeds $25,000. In addition, if you fail to meet the above requirements, the interest rate will drop to .15% APY for the current statement cycle.
