Majestic Checking

Looking for a checking account that rewards you for the things that you already do? The Royal Banks of Missouri Majestic Checking Account was designed to do just that! It is a totally free checking account that pays you an unheard of interest rate and as if that wasn't enough, it also gives you access to ATM's Nationwide.* All you have to do is meet 3 simple requirements each statement cycle!  

CLICK HERE  to open a Majestic Checking Account!

Features

• $100.00 minimum to open 
• No minimum balance once opened 
• No monthly service fee 
• 4.30% Annual Percentage Yield (APY)  earned on daily collected balances up to $24,999**

                Rate accurate as of October 1, 2009 and has been the effective rate since May 7, 2009

                (Fees may reduce earnings) 

• Access to ATM's Nationwide*
• Easily accessible Online Statements (e-Statements) 
• 2010 Majestic Checking Statement Cycle

Added Benefits

• Royal Banks MasterCard® Debit Card 
• FREE Royal Banks Online Banking and Bill Pay 
• No annual fee Royal Banks credit cards (subject to application and approval)

Requirements (per statement cycle) to Receive 4.30% APY

• 10 Point of Sale Debit Card Transactions (Effective March 9, 2010 the bank will require 15 Debit Card Transactions per statement cycle)
• 1 Direct Deposit and/or ACH Debit/Credit
• E-Statement (must provide valid e-mail address)

* If you meet the above requirements each statement cycle, you will be refunded up to $25.00 in Foreign ATM service charges at the end of the current statement cycle.  If you fail to meet the above requirements, all Foreign ATM fees incurred will not be refunded.

** 4.30% APY will be paid on balances up to $24,999.  For balances over $25,000, a rate of 1.40% APY will be applied to the portion of the balance that exceeds $25,000.  In addition, if you fail to meet the above requirements, the interest rate will drop to .15% APY for the current statement cycle.

~Rate may change after opening the account.