Checking Accounts

We offer a full range of checking accounts - one is right for you! Best of all, ALL our checking accounts can be free, and all come with FREE Online Banking, Bill Pay, and Online Statements.

Majestic Checking

Looking for a checking account that rewards you for the things that you already do?  The Royal Banks of Missouri Majestic Checking Account was designed to do just that!  It is a totally free checking account that pays you an unheard of interest rate and as if that wasn't enough, it also gives you access to ATM's Nationwide.* 

RoyalChek

Designed as a basic free checking account, with a little more than just the basics. You get free Online Banking and Bill Pay, a MasterCard® Debit Card and unlimited Royal Banks ATM cash withdrawals and transfers.

Personal Interest Checking

You want convenience and you want to save money - Royal Banks Personal Interest Checking Account was designed for you! It's an interest bearing checking account that gives you easy access to funds through ATMs, Online Banking and Bill Pay. The low monthly checking fee can be waived by maintaining a qualifying account balance. It's the best value for your money!

Royal Crown

Earn outstanding interest rates with an account that rewards you for your relationship balances. This account is the most valuable checking account we offer. Interest you earn on this checking account is comparable to that of a money market account. The best part is, you can still spend your money.

Check Extra

Enjoy all the benefits of RoyalChek with a whole lot more. You receive financial, security, travel and convenience advantages all the time! Check Extra gives you the choice and flexibility to manage your financial life on your own terms.

Check Extra Plus

The "Plus" says it all. Get all the benefits from Check Extra, plus a whole lot more.

Personal Super NOW  -  Product currently not being offered.

The minimum is the key. You'll earn a higher rate of interest and get free check imaging when you maintain your minimum balance requirement. If you can't meet the minimum balance, you still earn interest on the account... however at a lower rate.

Royal Court NOW

At Royal Banks of Missouri, we realize that with age comes wisdom. You didn't get where you are in life without knowing what kind of service to expect from a bank. With that in mind we have designed a checking account specifically for our senior clients.